With all of the consumerism all around us, managing our finances could be cumbersome. There are a lot of things we can think of to spend our money on. And then, we are left with growing credit card bills and loads of money that we have already spent before we have even earned it. This is no way to manage your finances. No one would claim that he does not want to be a millionaire. That is why lotteries are so popular. Everybody wants to get rich quick. Dreaming of having millions in our bank accounts will not cut it at all. You will not get anywhere by dreaming alone. You have to do something about the way you manage your finances in order to start growing your money to make millions. The key to successful personal financial management is out there for you to discover.
FAILURE TO PROVIDE A CELL PHONE NUMBER. This is related to the failure to keep in touch. Depending on the nature of the representation, your lawyer may need to be able to reach you quickly. It is frustrating to the lawyer not to be able to reach you and it can adversely impact your case. You should take steps to insure that your attorney is able to reach you and speak with you promptly or within an hour or two. For example, suppose your lawyer is engaged in a negotiation in your behalf. If he/she is unable to reach you at a critical point in negotiation, it could result in “blowing” the negotiation or losing the deal.
Do you keep a track of your debt? This is one aspect of personal financial management that most people neglect to do. Living on credit cards it’s easy to keep spending money you don’t have. It’s always a good practice to keep a track of how much you owe your creditors every month and recognize the total debt you have accrued. This always serves as a sobering reminder and helps to curtail spending.
The most accurate and the most exact way of knowing your lawyer’s charge for the closing is asking him or her about it. It is important that you have a constant communication with your lawyer so that you can talk this thing over. Having a healthy relationship with your lawyer is really a big help in determining his or her charge for the closing. Who knows, you might also have some discounts if you enjoy a healthy relationship with your lawyer.
You also want a creative lawyer. Being creative means thinking outside the box and going beyond the norms to produce amazing, unexpected results. A creative lawyer is full of ideas (conventional or not). You will never reach a dead end with a creative cash flow. At least you’ll know that your lawyer will be able to defend your case whatever the circumstance.
Online Budgeting. There are both paid and free online systems that you can use to make your budget available anytime. As long as there is an Internet connection, you can access your budget and make changes as you see fit. All you have to do is to choose a reliable online budget system that will download your financial transactions from banks and categorize them for you. This way, you don’t have to do the encoding yourself. The drawback here is it may not be able to track specific cash purchases – maybe just the overall cash withdrawal. Not only that, the system may put certain transactions in the wrong category so you still need to double check to balance your books.
The clients who had worked with me over the past five years of my law firm practice are able to now choose from one of ten Personal Family Lawyers in the Southern California area who are ready to step in and take over their planning.