As many people know, original creditors are treated differently than debt collectors. The Fair Debt Collection Practices Act (FDCPA) applies, by and large, just to debt collectors and gives original creditors a relatively free ride. So where do lawyers fit in? And should you sue them if you can?
It is also a common tactic to put off doing something that seems a bit hard to do. The same goes for filing of taxes too. We keep putting it off because we hardly understand a fraction of the words and on top of that we are expected to file taxes in a correct manner!
If your expenses are more than your income, don’t panic. Yes, it is scary, but now you have the complete picture. Now is the time to fix the problems so you can move forward and have a happy life.
Brian Tracy wants to teach you the mystery of reaching your financial goals by increasing productivity and performance. All you have to do is to learn how to set better priorities every day.
Choose a lawyer you like as a person. No matter how well versed your lawyer is, you still need to like him as a person and get along. There are going to be many agreements. And things changing and not going according to plan. If you like your lawyer as a person, things will be easier to understand. If you are at each other’s throats all the time, things will be more complicated.
I know, I know. You’re a college student. Money is the last thing on your mind. It shouldn’t be however. If you don’t plan a budget and gain control of your personal financial management, you could end up spending a majority of the semester digging through the couch cushions for loose change.
ASSUMING AND NOT CHECKING Related to falling for hype in lawyer advertising is assuming and not checking. Don’t believe the yellow page ads. All lawyers are not equal. You should investigate any lawyer or law firm before engaging them. Inquire about his/her reputation in the legal community. Check out what clients have to say about the lawyer and the law firm. ASSUMING PRE-PAID LEGAL IS THE WAY TO GO. Don’t assume that pre-paid legal is the way to go. Just because you have pre-paid legal available for use does not mean that you should use them. The best lawyers are seldom members of a pre-paid legal service panel. You certainly should not allow the pre-paid attorney to represent you without first investigating him/her.
Running a business is a very rewarding experience. It is possible to run an online business very cost effectively. However it is critical to your business growth to excise caution when spending and know where every penny is going and coming from.