Getting Social Security disability benefits can be a long and complicated process. You will work closely with your lawyer and her staff. Before you hire a lawyer you must do your homework. The following steps will help you find a lawyer who can best meet your needs.
References: If possible get references from former clients and check them out if you can. Try and find out how many cases they have won. Also, of equal importance, when selecting a lawyer try to find out if he or she is seen as being professional in their dealings.
Question the lawyer’s experience in their field of court representation. Just because a lawyer is a lawyer doesn’t mean that he/she will be an effective means of protecting your livelihood in court. Divorce court can get very rough in terms of questions asked and the context of the conversations. If you choose a lawyer who can’t represent you well in court, you take the chance of losing any chance at what would otherwise be rightfully yours.
There are software tools and some great financial books available to help you get this organized in an easier manner. We have these listed on our Family Friendly Credit Cards site, along with more articles on this topic. Look for the next installment of this article series “Family financial management 2 or I Think Someone from Enron Balanced My Checkbook.” There we will discuss some of the methods you can use to get your budget in focus and on track.
In fact, the lawyer allowed tens of thousands of dollars of arrears to accumulate. Meanwhile, the lawyer asked for and got a court award of $10,000 of attorney’s fees from the absconded husband. When the lawyer realized that the husband had spent the money and the attorney fee award would not be easily collected, he began to demand money from the client. Being disabled and not having received a penny of the support award, she was unable to pay the lawyer and he withdrew from her case at the final hearing. Needless to say all of this left the woman with a bad taste in her mouth when it comes to lawyers.
Ask the attorney how she will develop your case. You want to know that your lawyer will gather your pertinent medical records throughout the process, not just before your hearing with an Administrative Law Judge. In addition, your lawyer should collect specific information from your treating doctors about the limitations that prevent you from working. Your lawyer will do this through the use of special disability reports and disease questionnaires. These reports will help to strengthen your case. If the wealth management you interview is not going to take these additional steps to gather evidence, you should keep looking.
The most accurate and the most exact way of knowing your lawyer’s charge for the closing is asking him or her about it. It is important that you have a constant communication with your lawyer so that you can talk this thing over. Having a healthy relationship with your lawyer is really a big help in determining his or her charge for the closing. Who knows, you might also have some discounts if you enjoy a healthy relationship with your lawyer.
Know how much you earn in a month considering all your income sources. Then make a list of everything that has to be paid in a month. Do these figures match? Do you have money left over? Are you over extended? If you have no money left over then you need to consider cutting something or considering how you can save money. You might consider a new telephone service that is cheaper and could even provide you with more service options. Next, when you have found some extra money start saving. That savings should be around 10% of your income, if you can handle it. If not, work toward that amount to put in a savings that you don’t touch. You could also have an emergency fund that should have the amount saved for at least three months of living. If you need it then it is there.